100 Christmas and Children's Tales- $1!!!!!!

Toinette and the Elves - Susan Coolidge
The Voyage of the Wee Red Cap. By Ruth Sawyer Durand
A Story of the Christ-Child (a German Legend for Christmas Eve) - Elizabeth Harrison
Jimmy Scarecrow's Christmas - Mary E. Wilkins Freeman
Why the Chimes Rang - Raymond McAlden
The Birds'Christmas (founded on fact) - F.E. Mann
The Little Sister's Vacation - Winifred M. Kirkland
Little Wolff's Wooden Shoes - Francois Coppee, adapted and translated by Alma J. Foster
Christmas in the Alley - Olive Thorne Miller
A Christmas Star - Katherine Pyle
The Queerest Christmas - Grace Margaret Gallaher
Old Father Christmas - J.H. Ewing
A Christmas Carol - Charles Dickens
How Christmas Came to the Santa Maria Flats - Elia W. Peattie
The Legend of Babouscka - From the Russian Folk Tale
Christmas in the Barn - F. Arnstein
The Philanthropist's Christmas - James Weber Linn
The First Christmas-Tree - Lucy Wheelock
The First New England Christmas - G.L. Stone and M.G. Fickett
The Cratchits' Christmas Dinner - Charles Dickens
Christmas in Seventeen Seventy-Six - Anne Hollingsworth Wharton
Christmas Under the Snow - Olive Thorne Miller
Mr. Bluff's Experience of Holidays - Oliver Bell Bunce
Master Sandy's Snapdragon - Elbridge S. Brooks
A Christmas Fairy - John Strange Winter
The Greatest of These - Joseph Mills Hanson
Little Gretchen and the Wooden Shoe - Elizabeth Harrison
Big Rattle - Theodore Goodridge Roberts

AND

50 Children’s Christian Stories-that teach values from the Bible

Daddy the Superhero
Sharks
The Window in Time
Bad Imaginary Friend
The Rumor with Furry Feet
Fat Wally and the Piggies

AND MANY MORE!!!

CLICK HERE TO ORDER NOW FOR ONLY $1 BEFORE THE PRICE GOES UP!

Real Estate Woes: The End of the Great American Housing Boom

Loan Companies Preying on Seniors - Take Action Before the Vote!

f you're lucky, you'll own your dream home and enjoy good health right through retirement.

But millions of older Americans are not as fortunate. They are falling prey to abusive mortgage lenders as they draw on hard-earned home equity to cover increasing medical costs or home repairs.

A vote on the Mortgage Reform and Anti-Predatory Lending Act of 2007 is happening THIS WEEK. Tell your Representative to pass a strong bill that safeguards homeowners against abusive lending practices! >>

Older Americans are being hit especially hard by the predatory lending crisis because they're more likely to:

• have substantial equity in their homes,
• own older homes that need repairs, and
• live on fixed incomes.

The mortgage industry is lobbying for a weaker federal bill that overrides state laws.

On behalf of the 2.2 million American families who may face foreclosure, Congress must vote no on any amendment that would override state predatory lending laws!

Thank you for signing today >>

Sincerely, Robyn E. Care2 and ThePetitionSite Team

Greedy Mortgage Companies are Preying on Vulnerable Homeownwers

Urgent: The House is slated to vote THIS WEEK.

Forward to a friend >>

Armando Montelongo will teach you

4.2 Million people watch Armando and his family on "Flip that House" on A and E every week!

Armando will teach you to flip WITHOUT MONEY or CREDIT with his 5 E-Books

Armando Montelongo will teach you:
	How to flip real estate - even if you don’t have money!
	How to flip without using your credit! In flipping, credit doesn’t matter!
	How to find great deals month after month!
	How to estimate repairs on properties and handle contractors - even if you have zero construction experience!
	He started with no money and bad credit and so can you! My Flip It Now 5 E-Books will teach you: - How to flip your first property (from start to finish) - Where to find amazing deals to flip! - Where to get the money – even if you have no money or credit! - How to repair your flip – even without construction experience! - How to build HUGE cash reserves by flipping - How to flip in ANY market – hot, cold or flat - How to continually inspire yourself to never give up! PLUS: - How to create a money mindset! - How to analyze any deal! I am sharing my secrets of flipping because I understand that most people are time broke or money broke. Yes, you can Flip and Grow Rich even if you: - Have no money - Have bad or no credit - Have no business experience - Have no construction experience - Even if you have failed at every other business - Have a job or are a stay at home mom Flipping is for you if: - You are tired of being broke - You need to make a financial change now! - You desire to own your own business - You want to follow your passions vs. a paycheck - You want to fire your boss Now is the time to realize your destiny! Click here to purchase now for half-price-$47!

How to Lower Home Energy Bills

We are blessed with the discovery and proper utilization of energy around us. There are several sources of energy that makes our living easier. Energy lights up our home every night, keeps us warm during cold winter, allows us to be entertained, and makes our living pleasant no matter what time of the day. And with all the other uses of energy from the moment we check our clocks in the morning to keeping us warn as we rest during the night, all of us would agree that it would be so hard to llive without it.

We can say that we have sufficient energy supply for a lifetime but that does not mean that we are not going to conserve it. After all, technology has its price. And that price is something we have to pay with cash.

And if coping with electric bill is your problem every time you see your bills, here are the ways on how to lower them:

· Provide good roof coating

A good roof coating deflects heat. And so, insuring that the roof receives a good coating would mean insuring you that your house would maintain good temperature on the inside.

· Keep your attic well ventilated.

Your attic is one of the more important parts of your house when it comes to the cooling system. The attic is your first and probably the most effective part of your house the keeps the whole house cool. But, in order for your attic to do its main purpose, make sure that it is well insulated.

Provide vents where the heat can come out during summer. Your attic door must also be sealed to ensure that the air from our house does not go through it and vice versa. The attic door can be sealed with weather strippers.

· Securing all the leaks.

Leaks contribute to high cost of home energy. Why? It is because air from your house can easily come out from these leaks. And the air from the outside can easily enter the house. Both increase the workload of your heating and cooling system.

You have to remember that air moves according to air pressure and temperature. Since the temperature of inside your house is most of the time different from the temperature outside, air moves freely from these leaks. Making sure that the leaks are sealed would mean less work on your heating and cooling system and lower electric bills.

Leaks would come from fireplaces, ducts, doors, ceilings, floors, walls, windows, plumbing penetrations, electrical outlets, fans, and vents.

· Reducing the thermostat

One degree centigrade is equivalent to 5% electric bill savings. Therefore, keeping your thermostat low will save you a lot of money. A total saving would also come from switching your thermostat further low when you are not home or if you are sleeping. The ideal temperature during winter is not higher than 68 degrees Fahrenheit.

· Limiting the use of water heater

The second largest electric consumer next to your heating and cooling system is your water heater.

When you wash you clothes, you don’t need to heat the water up. Just use the water from the faucet. This will save you by as much as 90% in washing machine energy consumption.

· Use energy efficient material around your home.

There are commercially available materials that would significantly contribute to the reduction of the cost of home energy. One of these is energy efficient windows that deflect the outside temperature (whether during winter or summer) from entering your home.

· Use your appliance efficiently

It is pretty basic for all of us to turn off televisions, air conditioning, stereos and other electronic gadgets when not using them. However, most still disregard this. The reality is; we can save a lot if we only learn how to turn them off if not in use. Also, small things such as iPod chargers, cellphone chargers, digital clocks, lights and other things that seem to consume small electric current that remain plugged day in and day out contribute to your electric bill. Making sure you unplug them would certainly lower down your monthly electric consumption.

You have the details. All you have to do is to make sure you follow them all.

Texas Real Estate trend defies US property market

Posted by David Amerland

Friday, 05 October 2007

Real Estate is where gold used to be fifty years ago. It is the only form of investment which offers a secure steady return for the future and a guarantee of some kind in times of uncertainty. Like most forms of investment like this Real Estate also goes through cycles of rise and dip and for most of the continental United States the dip effect is very much in force. Texas is the exception. While house prices have showed a little decline in the Lone Star State the trend there is very much against the rest of the country and the realtors’ mood is buoyant. Real Estate is where gold used to be fifty years ago. It is the only form of investment which offers a secure steady return for the future and a guarantee of some kind in times of uncertainty. Like most forms of investment like this Real Estate also goes through cycles of rise and dip and for most of the continental United States the dip effect is very much in force. Texas is the exception. While house prices have showed a little decline in the Lone Star State the trend there is very much against the rest of the country and the realtors’ mood is buoyant. When you look at the state of a speculative market like that you begin to realize that what you need is a good resource guide to help you find information fast. This is where Texas Real Estate Magazine comes in. With recent figures from the Office of Federal Housing Enterprise Oversight, showing that home prices in Texas increased 6.9% during first quarter 2007, well above the 4.3% national average, getting the information you want fast can make the difference between finding a great deal and buying a property at a good price and having to pay more, months later. “The sense that time is money has never been more obvious than it is now,” explained a spokesman for Texas Real Estate Magazine (www.texasrealestatemagazine.com) which, through two monthly paper editions and an expanding web presence are in the position to deliver on their promise of selling “The Best of Texas”. Texas Real Estate Magazine is exactly what it says: a no frills, hard-hitting, factual approach to real estate listings that lists hundreds of the best Texas properties in its two publications and its website. So if you are looking for a way to find out what’s new, what’s hot and what’s best in the Texas property market you need to either subscribe to Texas Real Estate magazine or visit their website at www.texasrealestatemagazine.com. “We are committed to providing our magazine subscribers and our visitors with quality information regarding Texas real estate,” confirmed a Texas Real Estate Magazine spokesman, “when it comes to finding quality real estate in Texas, fast, our publications and website are the key.”

Flip a house

This video demonstrates some of the aspects of fixing up and living in or selling a house and what it takes financially.


(more)

INVEST in REAL ESTATE-Investment Tips for Investors in Homes

This Nashville property was purchased for $115,000 in a "young professional" section of Sylvan Park. We renovated it for about $25,000, and sold it for $225,000. Properties with this kind of profit potential can be found anywhere around the country.

Flipping Houses Tip from Real Estate Investor Terry Kerr

JP Moses interviews local investor Terry Kerr about the business systems he's got in place that helped him do over 40 successful real estate investing transactions last year.

Real Estate Woes: Subprime Mortgages Are a Ticking Timebomb

Center for American Progress Senior Fellow Dr Christian Weller appeared on CNBC to discuss subprime mortgages and how consumers can protect themselves from foreclosure.

83 Homes in 8 Months

This Amazing Ebook will show you Exactly How I sold 83 homes in 8 months, $9,756,000 in sales, and have grossed exactly $336,373 in commissions. I generate 30+ leads every single day without cold calling or prospecting. Click Now To Get Your Copy Of "How I Sold 83 Homes in 8 Months with $ Marketing Expense " Plus "Free Leads System" for only $47 !

Favorite this blog on Technorati

Seized Real Estate Profits

seizedRealEstate.com :: #1 In Property Auction Bargains!:
"PROPERTIES AT 90% OFF MARKET VALUE!
SEIZED REAL ESTATE MARKET IS HOT! EVERY MONTH THOUSANDS OF PROPERTIES BECOME REPOSSESSED BY BANKS, STATE, FEDERAL AND PRIVATE ORGANIZATIONS THROUGH VARIOUS SEIZURE AND BANKRUPTCY LAWS. THOSE PROPERTIES COULD BE PURCHASED THROUGH AUCTIONS AT A FRACTION OF THEIR ACTUAL MARKET VALUE! FIND ONE FOR YOURSELF TODAY OR START BUILDING WEALTH!"
Get in now when so many are being foreclosed on , and seizes for taxes and non payment, make your fortune today and click below for info!
SeizedRealEstate.com :: #1 In Property Auction Bargains!:

Need Emergency Cash?

Commercial Real Estate Deals

Can you imagine yourself as a
Commercial Real Estate Millionaire?

We can!

“Discover how people just like you now enjoy working from the comforts of home and creating 6- and 7-figure incomes - with zero risk - while our company does over 97% of all the work”

Finally‚ you really can become financially independent and live the Life of Your Dreams…

To Buy or Rent

Guidance questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, "Should I consider investing in a home or some other residence that would be mine?

When comparing renting to owning ... the long term holding and tax benefits point to owning as the best choice.

Then financing of the property becomes next ... It is much smarter to setup or a least plan this most important step.

This is why the getting the information .. Finance Secrets That Can Make You Rich for only $19.95 should be Your first move.

With Bonus Reports

1) The Real Way to Get It With No Money Down!

2) How to Save Tens of Thousands on Your Mortgage

3) Lease Option Riches ... A Safe way to start

This is several hundred of dollars of information for less than $20.00.

Note ... Your Purchase is is under Mark's 90-No Risk refund policy.

Start today ... with this valuable information ... You may be able move in much sooner.

<a href="http://serveyou.amcpi3426.hop.clickbank.net/" target="_top">Click Here!</a>

Foreign Properties

The factors that will determine where an individual buys a foreign property relates mainly to their motives for purchase. Someone who buys a property with financial gain solely in mind may not give much attention to the climate or sociological factors of a potential place. They will look at the likely capital growth and yield that the property is likely to offer.

In contrast, an elderly retired couple, one of whom has arthritis would pay very close attention to climate considerations of the region the property is in - as well as other social factors such as the lifestyle enjoyed by its citizens. Capital appreciation is not likely to be high on their agenda for choosing a retirement property. Find out what the factors are at Get Rich in Real Estate

Waterfront Property

Many people dream of retiring to a waterfront home, but what if you feel you simply don't want to wait any longer? It is very satisfying and peaceful to live the waterfront lifestyle. However, if you are really interested in exchanging your current living situation for one based on waterfront living, there are several things that you should consider. As with every decision in life, there are trade offs. For people who make the switch to waterfront living, the trade offs are more than worth it, but you need to be aware of them going in. Find out more at Waterfront Retirement Oasis

Best site for Real Estate Advice

Here's a great new site, written by a Realtor, with advice on real estate for anyone, whether they are a beginning investor, or looking for a home for themselves. Lots of good information on such topics as Financing, Appraisal, Home Inspection, Choosing Pros for your Team, and more!
Check it out at How to get rich in real estate

Window of Opportunity

As anyone who's ever tried to sell a house will tell you, bad weather can definitely affect your ability to sell a home. If the weather is terrible, nobody comes out to shop, nobody makes offers, and sales numbers fizzle.

Well, we've just witnessed the "bad weather" impact on a national scale. After three straight months of steadily rising home sales nationwide, the stretch of stormy and frigid weather that hit many parts of the country in the early Spring took a chunk out of home sales numbers for the month -- they were down by 8.4 percent.

The chief economist for the National Association of Realtors, Dr. David Lereah, said the sharp decline was not a total surprise. "For months," he said, "we've been expecting a weather 'hit' on home sales" -- and it finally arrived with a solid punch.

But a patch of bad weather alone is not going to knock real estate out of its ongoing recovery pattern. Dr. Lereah points out that the key underlying economic fundamentals for home sales continue to be strongly favorable.

The weather related decrease in sales, he says, "is masking improved fundamentals in the housing market, with lower mortgage interest rates and motivated sellers" -- plus vigorous employment growth and low core inflation rates.

Mortgage rates continue to hover just above 6 percent for 30-year conventional fixed-rate mortgages, according to Freddie Mac, and slightly below that for 15-year rates.

Rates are actually lower this Spring than they were a year ago, and they remain less than a point above all time lows.

Prices in most local markets are relatively stable, even down a little in some areas -- which means the ball is very much in the buyers' court.

More houses are available, there's less pressure to make decisions on the spot, and there's no question: Sellers are more open to reasonable offers, and are prepared to negotiate and even throw in some extras to move the deal-like helping out on closing costs.

So think of the next month or so as a window of opportunity -- a window that won't stay open forever.

Forget the negative news about the weather. Now's the time for serious buyers to get out. The weather is definitely more cooperativeand and look at the many seriously well priced homes that are now on the market.

With sales rebounding in the weeks ahead, those houses won't be around forever.


Written by Kenneth R. Harney

POSITIVE CASH FLOW ** Unique Investment Opportunity near Disney

Positive Cash Flow - Vista Cay at Harbor Square is located at the heart of everything in Orlando! Click Here For More Details

9902 Universal Boulevard Orlando, FL 32819 Listing Type: Residential List Price: $282,000 Bedrooms: 2 Baths: 2 Sq Ft: 1200 In short, an investor can buy at today's prices in a high demand area, make no payments for up to five years, but enjoy the financial benefits of ownership. Incentives for investors include: Investor's mortgage payments, taxes and HOA completely paid for one full year. That means you own with no monthly expense. - Osceola Management/rental has guaranteed to pay all of these costs for investors. They even send the check directly to the mortgage company. Up to $6000. in closing cost - Credit from Pulte Homes. Vacation Home usage for up to 28 days per year, including major holidays. Furniture package included to make these condos rental ready.

Features include: World class location, only 5 minutes from Universal Studios, Sea World and Orlando International Airport. Vista Cay is located at the center of everything from Restaurants, to Attractions, Shopping and Nightlife. Orlando's newest Resort Vista Cay Offers 674 Luxurious Condominiums and Townhomes in Orlando's newest development, Universal Boulevard. Tuscan themed Vista Cay offers spacious family accommodations that are ideal for either the family wanting to be close to all the excitement of International Drive as well as the discerning business traveler in town for the big convention. The community of Vista Cay is located on the beautiful Lake Cay adjacent to the nation's second largest convention center. Vista Cay offers a range of ammenities including; Games Room Fitness Center Tropical lagoon pool area with children's play area and spa Sports court for complete family recreation Business center Hi-Speed Internet Access** Executive furnishings of the highest standard

Selling your property is not always easy

By MARY AMOROSO SPECIAL TO THE RECORD

Sari McGovern's parents opened a preschool on the first floor of their Fair Lawn home in 1985. Twelve years ago, Sari and her architect husband Sean bought the home and the school and continued running The Kiddie Garden, a state-licensed preschool with a capacity of 30 children.

Now, Sari wants to change careers and become a children's book author, and the McGovern family wants to relocate to the Manahawkin area to be closer to Sari's mother-in-law.

So the three-story, 3,900-square foot home/business is on the market for $875,000.

"We are grandfathered to be here, and it's an easy turnkey operation," Sari McGovern said. "My [preschool] license is good until June of 2009. A new owner could even come in and take five or six kids to begin with and build up. This makes for a unique opportunity to have a large preschool below a live-at-home qualified educator."

But what makes home/office combinations unique can also make them harder to sell when the time comes. So think twice before you make a major investment to redo your basement, your first floor or your garage as your new base of business.

First, most municipal zoning regulations sharply limit the kind and amount of business you can do at home.

Second, specialized and costly home business upgrades may not be a help -- and may even be a hindrance -- when it comes time to sell your home.

McGovern, for example, just recently put a $4,000 synthetic grass surface on the preschool's outdoor playground. It's not the kind of upgrade that will pay for itself upon resale, if the home reverts to just a residence.

Jeffrey Shapiro of Coldwell Banker is marketing a $999,000, five-bedroom colonial in Englewood with an attached six-room handicapped-accessible medical office and off-street parking for patients. He said it's not an easy sell.

"I initially went with the headline that this was a medical office or professional office, and home," Shapiro said. "But I switched gears and now I'm promoting it as a grand old home with a medical office attached."

He's done a lot of specialized marketing, printing up fliers on the house and office, and dropping them off in doctors' lounges in local and New York City hospitals.

But the lack of interest in the home as a home-based business prospect makes him think medical practitioners nowadays want to maintain their professional offices away from home.

Barry Colyer of Re/Max in Oakland has sold one home with an attached medical office a number of times.

"I sold a house on Ramapo Valley Road with a chiropractor's office on the lower level," he said. "The first time it sold to a doctor. The second time it just sold as a home office. The third time, the new owners tore it all out."

Top 7 Tips When Buying a HUD Home

Top 7 Tips When Buying a HUD Home

by Eric Bramlett

HUD homes offer many buyers the chance to purchase their home with built in equity, and allows investors some fantastic deals, as well.

When the foreclosure rate is particularly high, as it is in 2007, HUD's inventory swells, and there are deals to be made. HUD deals are very different from traditional purchases, however, so make sure and follow sound advice before purchasing your first HUD home. Follow these tips, and you will be on your way.

1. All HUD Homes Aren't Great Deals

Many buyers mistakenly assume that, if the US Department of HUD is selling, it must be a great deal. This couldn't be further from the truth! Many Realtors relentlessly market HUD homes to drum up business, and this can create a glut of HUD buyers. When the HUD inventory is particularly low, oftentimes buyers will bid the property up to, or above the fair market value. Look at every HUD deal on its own merit, and make your decision based on that.

2. Understand the Bidding Process

HUD purchases are very different than conventional deals because they follow a "blind" bidding process. The bidding date is released by HUD, and each buyer submits their best offer-without the knowledge of any other bids. As long as HUD finds the highest offer acceptable, that offer is accepted. HUD retains the right to refuse all offers.

3. Know the Difference Between "Owner-Occupant" & "Investor"

One of HUD's goals is to increase the number of US citizens who own homes. Because of this, they give preferential treatment to owner-occupants over investors. Owner-occupants have the first 10 days to bid on any home before it is released to investors. A buyer may bid as an owner-occupant once every two years. Make sure and bid honestly-otherwise it is illegal, and can result in hefty fines.

4. Anticipate Repairs

You are allowed the opportunity a third party inspection before closing, but buyers cannot negotiate repairs based on the results. Backing out of HUD deals & retaining your earnest money is trickier than conventional purchases, too, so you may run the risk of losing your earnest money. Make sure and go through the home thoroughly before bidding on it.

5. Continuously Monitor the Inventory

As foreclosure rates rise and fall, so does HUD's inventory. The laws of supply & demand definitely apply here-when the inventory is high, your chances of getting a great deal are higher than when they are low. Follow the asking price & sales price of HUD homes-if they are selling far over asking, it might not be the time to buy.

6. Make Sure Your Realtor & Lender Know the Process

After your bid is accepted, the paperwork begins! In Texas , HUD requires that you submit original signed (in blue ink) paperwork to the HUD agent's office within 48 hours of the bid's acceptance. If the paperwork is incorrect, you are allowed one revision-which must be received within 48 hours. They are just as strict with a lender's closing documents-so make sure both your Realtor & lender are very familiar with the HUD process. Oftentimes, the HUD agent's office will be located in a different city-and often, the escrow agent will be located in yet another city-this can put a very interesting twist on the process, and time constraints.

7. Act Quickly & Decisively

Because HUD places very strict time constraints on bidding, and due to the bidding process, you must act quickly & decisively. You will typically have 1-2 weeks from the date HUD places the property on the market until the bidding period begins-and more often than not, the property will be purchased on the first day of bidding. Make sure & exercise your due diligence, and make your decision quickly-you often won't get a second chance.

HUD homes can be fantastic opportunities for a buyer or investor to get a great deal on a property. However, because the purchase process is quite different, make sure & do your research before attempting to find your first buy. Follow these tips, & you will be on your way to a successful transaction!
Disclaimer: The information above is based on Eric's experiences with HUD in Texas from 2004-2007. The process continually changes, so make sure & get the most up-to-date information for your area before bidding.

Real Estate Investing

 

The Importance of Diversifying your Portfolio:
 "Over time, research has shown that investors who have diversified portfolios usually see more consistent and stable returns on their investments than those who just invest in one thing. All successful investors build portfolios that are widely diversified, and you should too!

* Getting your feet wet-Beginning Investing in Real Estate!

* Get a Rental house or Duplex  

* Buy a Flip house and fix it up and sell it, The way I like to do it is I keep it as a Rental for a year and then sell it and pay lower capital gains taxes.

*Buy a Commercial Building with a Net, Net, Net, lease where they pay the tax and ins, upkeep

The main thing is manage it yourself, don't hire a firm to property manage othwise you lose all the great
Tax advantages to Real Estate Investing!

Real estate is the key ingredient to an international lifestyle

As you work toward a "perpetual traveler" lifestyle, you need a base in the countries you plan to spend the most time.

You don't have to buy a half dozen homes around the world to enjoy the perpetual traveler's life…and you don't have to do it all at once. To do this, you have to choose locations that have rental potential…and preferably where mortgages are available. You can also partner with friends.

Say you want your first property in the southern hemisphere. In Argentina, you'll pay cash, but you can still find one- and two-bedroom apartments in Buenos Aires for less than $100,000 that will rent out well. In New Zealand, you can finance your first buy…and rent it out: long-term if you buy a house in a non-tourist area; short-term in a tourist area. You can buy a studio or one-bedroom apartment in Auckland for less than $100,000 (U.S.).

In Central America, you can still find lots for less than $100,000. That won't put you on the beach in most cases, but it will get you into an oceanfront community. You'll probably have to pay cash, but if you buy in a development that doesn't require you to build within a set time frame, you can sit on the lot until you are ready to build for your personal use.

In Western Europe, you can obtain financing…and in increasingly more countries in Eastern Europe, too. Finding a property for less than $100,000 is the challenge. You can buy properties in Croatia for less than 100,000 euro ($136,000) if you want to be near the coast. If you want to be near the ski slopes, you can buy in Romania or Bulgaria for less than 100,000 euro. In either location, you can rent out the property short-term when you aren't using it.

If you insist on being in Spain, Portugal, France, or Italy, you'll spend more, but even in these countries you can find properties for less than you think--if you look beyond the popular destinations and move away from the ocean. You'll buy something livable for 100,000 euro, but it won't be in a prime location.

For every property type considered here, I'm not talking about a 3,000-square-foot villa on the beach. You will be getting small apartments or houses. But how much space do you need if you are traveling the world? Plus, two- and one-bedroom units make better short-term rentals.

So, for the price of that beach condo in Miami, you can enjoy an international life, travel the world…and avoid the hurricanes.

Popular Real Estate Trend

Did you know that one of the fastest growing trends in real
estate is house sitting?  House sitting is when a homeowner
invites someone into their home to watch over it while they are
gone.  House sitting can be beneficial to both the homeowner and the house sitter.

For the home owner, a house sitter is an excellent choice if
you feel uneasy about leaving your property on occupied over
an extended period of time.  A house sitter is usually a more
mature person who has had experience with taking care of
homes, maintaining property and caring for pets.

For the house sitter, there are many benefits to taking care of someone's house.
Saving on rent or on a mortgage may be the biggest benefit.  Some house sitting
jobs can extend for quite a time period and if a house sitter does not need to
spend rent during this time period, they can save quite a bit of money.

Also, a variety of people can benefit by being house sitters.
Retirees are finding house sitting to be a very fulfilling as they are
no longer obligated to stay in one location anymore, but now can be footloose
and fancy free!  House sitting allows them to experience different parts of the country
or even the world without any financial obligations.

Families can even enjoy the benefits of house sitting by being able to take a
vacation in another part of the country for a week or longer.

Also, people such as freelance photographers or writers who need to do research
or travel in other parts of the country can now do this without have to rely on hotels.
They can experience the culture, life and history in a particular area firsthand.

If you are intrigued by this latest trend and feel that house sitting might be right up your
alley, I would encourage you to check out HouseCarers.com  It's a worldwide directory
of house sitters.  House sitters can register for house sitting assignments and homeowners
can locate responsible people to care for their homes.

Tammy

Real Estate Investing

Real estate investing is one of the best ways available to make money, but unfortunately many people think that getting started requires having a great deal of money. Believe it or not, almost anyone who has the ingenuity and determination needed can be successful as a real estate investor. There is great money to be made out in the real estate investment market and you do not need millions of dollars to get started.

Many people are very leery about getting info Real Estate because they have heard of some of the problems other Realtors have had.  Such as with renters not paying their rent. But in my opinion you have to take chances to succeed in life. There is bad points and good with everything we do. 

Real estate only can appreciate in value, and be a very good source of monthly income. If you buy a fixer -upper you can spend free time fixing it up increasing the value, and it is great tax break benefit.  So why aren't more people taking advantage of this money making business? Most of the time the answer is a lack of knowledge in how to get started. 

That\'s how things stand right now. Keep in mind that any subject can change over time, so be sure you keep up with the latest news.

I USED to be Realtor- I got out of the business!

I got burned out being in a business where most people are out to shuck and jive and go back on their word. I got burned out schlepping people around to look at properties only to find out that they are a Realtor, or they have a relative who is a Realtor, and this person is the one who will write up the offer thanks to my hard work and my dollars burned up in the gas tank.

Now, it's a buyer's market and sellers are freaking out about their homes not selling. Truth is:
YOU DON'T NEED A REAL ESTATE AGENT TO SELL YOUR HOME!!!

The For Sale By Owner Manual includes EVERYTHING YOU NEED to sell your home/property without an agent!! Specifically, the manual includes information on:

How real estate agents could actually HURT YOU!!

The REAL PROBLEMS with the commission system.

EXACTLY what real estate agents will tell you!

How to efficiently prepare your house for sale.

How to properly price your home for sale.

How to pump real estate agents for free information.

FREE and CHEAP marketing tactics you can use!

Where you can list your properties ONLINE for FREE!

How to find and use the professionals you really need.

How to deal with buyers and get them to BUY!!

Special section on negotiating with buyers.

How to quickly and efficiently CLOSE the sale.

CLICK HERE for more info!!

Rental Properties

Owning rental properties have been gaining popularity.  Not everyone is cut out to be a landlord. It takes a special person

When you finally decide to buy rental properties the work has just begun.   Finding a profitable rental property usually takes time, connections and plenty of research. 

The longer you plan to own the property, the more you\'ll probably need to invest in maintenance, repairs and improvements.  It takes a lot of money to make money.  If your planning on keeping it for 20 years at some point it is going to need a new roof, water take, and other incidentals

And after all you have put into your rental property if it becomes to much to handle you always can keep it as your own

 

Booming Alaska!

I know a place where the real estate market isn\'t slow- it\'s in Alaska!!
I spoke to a secretary in a Real Estate office in Anchorage last week. She was studying for her license. She told me that Real Estate was selling there, unlike the rest of the US.

May be global warming is making  the area more attractive. It\'s still plenty cold up there- wind chills of -70. We know some people who live up there and cannot wait to come back to the Southeast, ASAP!

IDENTITY THEFT

How To Prevent It, Stop It & Cure It !!

Discover How To Protect Your Name, Your Money, Your Family AND Your Future From Identity Theft & Online Scams

ID theft is one of the major ways your credit rating can be RUINED!!!

Did you know that Federal Authorities estimate over FORTY BILLION dollars is lost each year to Identity Theft in the United States and Canada....

...and it can take at LEAST A YEAR to sort out the mess (Source: FTC).

Did you also know that even famous multi millionaires like Bill Gates, Tiger Woods, Oprah Winfrey, Steven Spielberg and Donald Trump have all been attacked by identity thieves.....

........if it can happen to them – why not YOU?

Have you heard about the Government computer stolen....

........with over 25 MILLION veterans important financial details?

Incredible, isn’t it?

But the good news is that there are many simple steps you can take TODAY to stop these thieves in their tracks and protect your sensitive information!

CLICK HERE FOR MORE INFO!!!

Sale / Leaseback of Model Homes

Getting most out of MODEL HOMES

Leaseback options pay a buyer not to move in

The leaseback model home: It's like a big game fish, something special, something that only appears occasionally, a deal harder to land than your run-of-the-mill purchase, but well worth it for some.

Here s how it works: A builder or developer sells a model home to a buyer and then pays the buyer 6 to 9 percent (generally) of the property value per year to stay out of the house.

Sometime later a year or two, perhaps more and occasionally less the buyer takes possession of the house, often inheriting the furnishings for free or at cost along with such extras as a warranty dated from the actual possession.

In a hot housing market (and Florida is the hottest in the nation, real estate pundits say), the buyer gets a home already escalating in value, but purchased at last year's price. The seller recaptures the capital tied up in the home by leasing it for a relatively brief time at a guaranteed profit to the buyer.

It s a win-win situation for both seller and buyer.

Model home sales and leasebacks have proven a thriving niche market for more than a decade here, but recently buyer interest has jumped.

The deals are driven by many factors, builders and brokers say: the large number of second-home buyers who don t have to move right away, for example, and the increasing numbers of builders eager to show off one new product while putting their money into the next.

Many builders today have a waiting list of investors who want to purchase model homes with a sale/leaseback arrangement.

When a developer builds a model, it s usually financed, and it ties up the builder s credit. They d like to use the credit and capital in their business and not have it tied up in models, so they offer a good deal to an investor who will buy the model with their credit or capital. Then the developer leases it back at some rate in time, usually based upon an agreed rate of return.

For the buyer, they get a guaranteed rate of return for a period, then they get the home with model furniture thrown in at cost.

In simple terms, let's say the buyer closes on the deal in 2006, for $300,000. Every month after that and for the term of the lease that buyer will receive a check for $2,000 ( 8% X $300,000 divided by 12 months).

So over the course of two years, the buyer will take in about $48,000 in lease payments. If the builder extends the deal to 5 years, the buyer will get about $120,000, or 40 percent of the property s purchase price, all for not moving in.

Often, lease payments can more than cover the monthly mortgage payments made during the duration of the lease. Also, the buyer can either benefit from the escalating value of the home and neighborhood (10-20% per year), or suffer a loss if the value drops -- a remote possibility at best in South Florida, according to prognosticators.

The tax advantages appear excellent. Usually, the mortgage interest along with the real estate taxes are deductible expenses, and you can depreciate the property ($8727 per year for a $300,000 model).

And the homes are often carefully put together. In a model builders always try to put what they feel they are going to be able to sell the most. So they spend hours making sure the floor plan is right, all the details are right that the whole house flows together.

Upgrades, they call them. A model is going to have more bells and whistles than the average home, and the buyer s going to get the furniture.

In high end homes sellers sometimes don t lease back the furniture, they merely sell it at cost (or even give it away). In a $300,000 house, for example, complete furnishings could go as high as $80,000-$100,000.

We are currently negotiating with several builders to be able to present sale/leasebacks of their models to our investor community.

Please contact me if this investment model interests you!!

Dottye Blake

London Realty Corp.

863-382-9857

Pay Day Loans EXPOSED!!! Don't fall into this trap!

Pay Day loans may seem like a boon and a blessing to you when your paycheck doesn’t stretch until the end of the month, or when an emergency comes up. But, in the long run Pay Day loans are a bane and a burden to most borrowers who take one out. They can ruin your credit, too!

You work hard for your money. The last thing you need is to fall into a trap set by a predatory lender to drain you of your hard-earned cash.

Don’t let yourself be tricked by some slick advertising into entering a nightmare of ever-increasing debt!

http://cgi.ebay.com/Pay-Day-Loans-EXPOSED-Dont-fall-into-this-trap_W0QQitemZ120071438546QQihZ002QQcategoryZ102486QQssPageNameZWDVWQQrdZ1QQcmdZViewItem?hash=item120071438546